What are the advantages?

Whilst you could get a mortgage from your bank secured on the freehold of your property, most banks only lend up to a certain percentage of the property’s value, say 70%. A Sale & Leaseback funds 100% of the value. The rent is deductible for tax and payments are fixed between review periods (normally 5 years) and are not subject to bank rate fluctuations. You can incorporate flexibility into your leaseback arrangement either regarding lease length, method for review of rent & we can incorporate other factors too (see next Question)