How can I gain access to funds for my retirement without selling the business or the property?

Obviously, you could just let the property to your business or management team who would then pay you rent. However, this means that your retirement is financially dependant upon the future success of your old business or management team! Furthermore, you may want to raise larger sums of money than a quarters rent! (See sale and lease back). If you sold your premises to us we would manage the property risk but your capital is unlocked in full to spend or invest as appropriate for your retirement.